AI and Stablecoins Are Here to Stay: It's Time African Treasurers Took Them Seriously

On a continent where cross-border payments remain slow and costly, and where currency volatility weighs on corporate treasury management, artificial intelligence and stablecoins are gradually shifting from technological curiosities to operational tools. This shift comes as finance leaders face growing pressure to improve efficiency and speed up international flows. The source article, published by African Business on 28 July 2026 as partner content, states that these technologies are "rapidly moving from emerging technologies to practical treasury tools" and that the question is no longer whether treasurers should engage with them, but how to adopt them "responsibly". No figures, company names or studies are cited. For African treasurers facing high transaction costs, these tools promise to reduce friction in intra-African trade. But the lack of a harmonized regulatory framework for stablecoins across many jurisdictions remains a major obstacle. The format of this piece itself, devoid of hard data or concrete case studies, illustrates the gap between promotional discourse and operational reality. With more than 40 currencies on the continent, the efficiency argument is relevant, but only rigorous governance and interoperability with systems like PAPSS will turn the promise into a real advantage rather than a hidden currency risk.